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Crystal Lake, IL
 (847) 658-9430
Algonquin, IL
Debt Relief/Bankruptcy

Legal Representation for Debt Relief

Respected | Experienced | Trustworthy

Respected
Experienced
Trustworthy

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Let Us Guide You Through Debt Relief

Facing the bankruptcy process can be difficult, confusing, and very overwhelming. William Hellyer Ltd has the knowledge to help you through it.

Consider some FAQs Regarding Bankruptcy

SHOULD I FILE FOR BANKRUPTCY?
If you can't get ahead on your bills, then it may be the right time to file for bankruptcy. Our staff will help you decide.

WHAT IS CHAPTER 7?
This is called a Liquidation. You include all of your debts in the bankruptcy filing and list all of your assets. Some debts like student loans or criminal fines are not dischargeable. There are limits on what you can earn in order to file under this Chapter and there are limits on the values or equities in properties that you can claim as exempt. We can help you decide if filing chapter 7 bankruptcy is the right decision for your situation.

WHAT IS CHAPTER 13?
Chapter 13 is a reorganization that in most cases allows you to retain your property and equity in the property. You work out a repayment plan that has to be approved by the Court that is based upon your income, approved expenses and the amount of equity that you have in your properties. You make payments over the course of a defined period of time and at the end of that period you are discharged from the bankruptcy case.  

HOW DO I FILE?
The easiest way to go through bankruptcy and get to a debt-free life is getting in touch with William Hellyer Ltd.

WHAT DEBTS CAN BE RESOLVED?
Depending on what type of bankruptcy you choose, credit card debts, medical expenses, house expenses, and much more can be lifted or halted so you can catch up.

Consult With Us for More Information on Debt Relief

  • Credit after bankruptcy
  • Discharge in bankruptcy
  • Foreclosure
Call today to request an appointment. We're very flexible and provide personal attention in every case.
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